In certain cases, Spiko may ask you to justify the origin of the funds you wish to deposit. This verification is mandatory under European regulations.
When is this proof requested?
This proof may be requested particularly when your balance on the platform exceeds a certain threshold, or when our compliance team needs additional information.
Accepted documents by source of funds
Professional income:
- Recent pay slips (last 3 months)
- Employment contract or employer certificate
- Tax assessment notice (previous year income)
Sale of assets:
- Real estate sale deed
- Securities disposal statement
Inheritance or donation:
- Notarized deed of inheritance or donation
- Certificate of succession
Savings income:
- Savings account statements