Each of your accounts and each of your products has its own dedicated IBAN, available directly in your Spiko interface. To fund your Spiko account, simply send a bank transfer to it. The minimum deposit is 1 EUR, 1 USD, 1 CHF or 1 GBP, and deposits are free of charge.
How to make a deposit
- Choose the product, then click the Deposit button.
- Send a bank transfer for the amount you want to the IBAN displayed.
- Reconciliation is automatic, and you receive a real-time notification as soon as the transfer arrives.
Transfer times
How long your transfer takes to arrive depends on its currency and on the network your bank uses.
| Currency | Transfer time |
|---|---|
| EUR | SEPA Instant: a few seconds / Standard SEPA: 0-2 business days |
| GBP | Faster Payments: same day / SWIFT: 0-2 business days |
| CHF | SIC: same day / SWIFT: 0-2 business days |
| USD | SWIFT: 0-2 business days |
Are you a legal entity? You can also make a deposit by SEPA Direct Debit.